Dwelling Coverage

Dwelling Coverage Oswego Ny From Oswego County Mutual Insurance Company

A number of properties do not fit the typical Homeowners, Landlords or other policies. Oswego County Mutual has a program to insure these properties, such as homes that are vacant or unoccupied, properties for sale, secondary homes, camps, storage buildings, and more.

Dwelling Program is Designed For:

  • Dwellings up to four families
  • Manufactured homes constructed and used for residential purposes

Endorsements and Added Property Coverage

Many of these dwellings also have specific needs for specialty coverage’s like increased amounts for additional living expense and loss of rents, incidental business activities, tenant’s improvements and betterments, etc.

Our dwelling program can be customized to add coverage for these items to ensure that you are properly covered.


Our comprehensive product and pricing structure enables us to tailor a policy to meet your individual needs at an affordable price with multiple coverage forms, deductible options, and policy credits.

Please contact a local Agent for more information regarding our Dwelling Program and request a customized quote for your individual needs, today!