Commercial Fire Insurance/Special Multi-Peril

Commercial Fire Insurance Coverage Oswego Ny From Oswego County Mutual Insurance Company

Every business operates a little differently and businesses can be service oriented, sales oriented, or a combination of both. At Oswego County Mutual, our SMP and Commercial Fire policies can be as flexible as your operation, providing a wide range of coverage’s to protect your exposures.

SMP (Special Multi-Peril) and Commercial Fire Insurance Policies are Designed For:

  • Habitational
  • Mercantile
  • Non-Manufacturing
  • Warehouses and Yards
  • Manufacturing
  • Service

Endorsements & Added Property Coverage

Commercial Fire Insurance Added Property Coverage from Oswego County Mutual Insurance CompanyWith every business operating differently, specific needs for specialty coverage’s for insurance policies may exist. There are countless endorsements that can be added such as loss of income, customer’s goods, exterior signs, money & securities, employee dishonesty, power failure related coverage, refrigerated food coverage, beauty shop liability, fire legal liability, the list goes on and on.

Coverage can also be added by endorsement for tools, equipment, motorized equipment, computer systems, inventory, fine arts, warehouseman’s coverage, etc.

Our SMP (Special Multi-Peril) and Commercial Fire insurance policies can be customized to add coverage for the exposures that are relative to your business to ensure that you are properly covered.


Our comprehensive product and pricing structure enables us to tailor a policy to meet your individual needs at an affordable price with multiple coverage forms, deductible options, and policy credits.

Please contact a local Agent for more information regarding our Special Multi-Peril and Commercial Fire policies and request a customized quote for your individual needs, today!